Place the dish in the oven for 15 minutes, or until cheese is melty and bubbly.
Pull out of oven (preferably right when guests arrive) and top with avocado lime crema (optional), cherry tomatoes, avocados, crumbled goat cheese, and additional toppings.
Serve warm!
Cold Bean Dip:
Spread refried beans into a serving dish. On top, spread avocado lime cream (at this point the dish can be stored in the refrigerator overnight or until ready to serve).
Top with cherry tomatoes, avocados, crumbled goat cheese, and additional toppings.